Why This Hub Exists
Adverse credit mortgages are complex. Different lenders assess the same credit issue in completely different ways. Your deposit, income, and presentation can mean the difference between approval and rejection.
This hub consolidates 29 years' industry expertise into actionable guidance. Whether you have CCJs, defaults, missed payments, IVAs, or bankruptcy—we show you exactly how to proceed.
Hub Contents
- ✓ 12 detailed credit scenarios covered
- ✓ Lender selection strategies for each situation
- ✓ Income maximisation techniques
- ✓ Deposit calculation frameworks
- ✓ Real case study breakdowns
- ✓ Specialist vs mainstream lender comparison
- ✓ Combined scenarios (adverse credit + self-employment)
- ✓ Timeline-based strategies
Satisfied & unsatisfied county court judgements
Active and discharged IVA strategies
Recent and historical missed payment approaches
Comprehensive Resource Links
Detailed guide covering CCJs, defaults, missed payments, IVAs, and bankruptcy.
Combining two specialist requirements: complete income calculation strategies.
Specialist support for first-time buyers navigating credit issues.
Your pathway to better rates: timing, strategies, and lender selection after rebuilding.
Related Expert Hubs
Expert Consultation
Every adverse credit situation is unique. Our FCA-regulated advisers assess your specific circumstances, identify the best lenders for your profile, and guide you through the entire application process.