Cigna Critical Illness Insurance UK
Cigna focuses on international health insurance rather than UK critical illness cover. For CI in the UK, consider Aviva, L&G, Zurich, Royal London, or Vitality instead.
If you're searching for critical illness cover and considering Cigna, it's important to understand their UK offering. Cigna is a major global health insurer known for international private medical insurance and corporate health plans. For standalone critical illness cover in the UK, other providers typically offer more suitable products.
Key Points
- 1Cigna specialises in international health insurance
- 2UK CI market led by Aviva, L&G, Zurich, Royal London
- 3Compare 40-70+ conditions covered
- 4Check claim success rates (aim for 90%+)
- 5Consider combined life and CI policies
- 6Independent advice helps compare all options
Eligibility Criteria
- UK residency for most providers
- Health declaration required
- Age limits typically 18-65
- Pre-existing conditions may be excluded
Typical Timeframe
Critical illness applications typically take 1-4 weeks depending on medical history and underwriting requirements.
Next Steps
- 1Identify your cover needs
- 2Compare UK critical illness providers
- 3Check conditions covered and definitions
- 4Get quotes from multiple insurers
- 5Speak to an independent adviser
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ProtectionContent reviewed: January 2026