Non-Standard Construction Mortgages
Expert finance for timber frame, concrete, steel frame, and unique construction properties
Which lenders accept non-standard construction mortgages?
Around 30-40% of UK lenders accept non-standard construction properties. Modern timber frame with NHBC warranty is widely accepted. Concrete and steel frame properties require specialist lenders. Properties typically need 15-25% deposits versus 10% for standard construction. A full structural survey is essential before purchase.
What is a non-standard construction mortgage?
Non-standard construction mortgages finance properties built with materials other than traditional brick and tile, such as timber frame, concrete, or steel. Around 30-40% of lenders accept these properties. Your Home Finance finds specialist lenders for your construction type.
Key Benefits
Why choose non-standard construction properties
Non-standard properties often 15-25% cheaper due to limited buyer competition
Distinctive properties with unique features and architectural interest
Access to lenders who understand and accept non-standard construction types
Modern timber frame and steel frame construction gaining mainstream lender approval
Expert Tips & Insights
Everything you need to know about non-standard construction mortgages
Frequently Asked Questions
Get answers to common non-standard construction mortgage questions
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