Right to Buy Mortgages
Buy your council home with substantial discounts and specialist mortgage support
Who is eligible for Right to Buy?
To qualify for Right to Buy, you must be a secure council tenant for at least 3 years (cumulative across different councils counts). You must occupy the property as your main home. Exclusions include sheltered housing, homes for the elderly, and designated rural areas. Housing association tenants should check Right to Acquire or Preserved Right to Buy eligibility instead.
What is Right to Buy?
Right to Buy lets secure council tenants purchase their home at a discount of up to £102,400 (England). Discounts increase with tenancy length. Your Home Finance specialises in Right to Buy mortgages and can help you use your discount as a deposit to own your council home.
Key Benefits
Why Right to Buy is a great opportunity for council tenants
Save up to £87,200 (or 70% of property value) with Right to Buy discounts
Turn your council or housing association home into your own property
Government-backed scheme running since 1980 with clear processes and protections
Specialist mortgages designed for Right to Buy with 100% LTV options available
Expert Tips & Insights
Everything you need to know about Right to Buy
Frequently Asked Questions
Get answers to common Right to Buy questions
Ready to Buy Your Council Home?
Get expert guidance on your Right to Buy application and mortgage options.
Start Your Application