Critical Illness Cover Hub
Critical illness cover pays a tax-free lump sum if you're diagnosed with a serious condition like cancer, heart attack, or stroke. It's protection for when life takes an unexpected turn.
Use this hub to understand how critical illness insurance works, what it covers, whether it's right for you, and how to find the best policy.
Get CI Advice1 in 2
Will develop cancer
Source: Cancer Research UK
92%
Claims paid (2023)
Source: ABI Claims Data
£67k
Average payout
Source: Industry average
65%
Claims are for cancer
Source: ABI 2023
Understanding Critical Illness
What Is Critical Illness Cover?
Simple guide to how CI works
What Is Critical Illness Insurance?
Insurance terminology explained
How Does CI Insurance Work?
Step-by-step process
Critical Illness Conditions List
Full list of covered conditions
Critical Illness UK
UK-specific guidance
Critical Illness Definition
What qualifies as critical illness
Cancers Covered
Which cancers are included
Is It Worth It?
Is Critical Illness Worth It?
Weighing the costs and benefits
Are CI Plans Worth It?
Value assessment
Should I Get CI Insurance?
Personal decision guide
Why Buy Critical Illness Insurance?
Key reasons to consider
Why Critical Illness Cover?
Benefits explained
When to Buy CI Insurance
Timing your purchase
Who Should Get CI?
Is it right for you?
Comparisons
CI vs Life Insurance
Key differences explained
CI vs Income Protection
Which is right for you?
CI vs Health Insurance
Different purposes
CI vs Terminal Illness
Understanding the distinction
CI vs Disability Insurance
Coverage comparison
CI Rider vs Health Insurance
Add-on vs standalone
CI Cover Comparison
Compare UK providers
Which CI Cover Is Best?
Finding the right policy
Which CI Policy Is Best?
Policy comparison guide
Combined Cover Options
CI and Life Insurance
Combined cover options
CI and Life Cover
Bundled protection
Life and CI Insurance
Joint policies explained
CI Life Insurance
Two-in-one coverage
CI With Life Cover
Adding CI to life insurance
CI Without Life Insurance
Standalone options
CI and Income Protection
Complete protection package
CI or Income Protection
Choosing between them
Need Help Choosing?
Our advisers compare the whole market to find the right cover for you