Income Protection Hub
Income protection pays you a monthly income if you can't work due to illness, injury, or disability. It's your financial safety net when life takes an unexpected turn.
Use this hub to understand how income protection works, what it costs, whether it's right for you, and how to find the best policy for your circumstances.
£116.75
Statutory Sick Pay/week
2024/25 rate
86%
Claims paid (2023)
Source: ABI Claims Data
30%
Claims for mental health
Growing category
50-70%
Typical salary cover
Of gross income
Understanding Income Protection
What Is Income Protection?
Simple guide to how IP works
What Is Income Protection Insurance?
Insurance terminology explained
What Is an Income Protection Policy?
Policy details explained
How Does Income Protection Work?
Step-by-step process
Income Protection Explained
Everything you need to know
Income Protection Definition
What it means
Income Protection UK
UK-specific guidance
Self-Employed & Contractors
Income Protection for Self-Employed
Cover for business owners
Self-Employed Income Protection Insurance
Tailored policies
Contractor Income Protection
Cover for contractors
Freelancer Income Protection
Freelance-friendly options
Income Protection Limited Company Director
Director-specific cover
Self-Employed Income Protection
Your options explained
Comparisons
Income Protection vs Critical Illness
Key differences explained
Critical Illness vs Income Protection
Which is right for you?
Income Protection vs Life Insurance
Different purposes
Income Protection Comparison
Compare UK providers
Best Income Protection Insurance
Top policies compared
Income Protection vs PPI
Understanding the difference
Need Help Choosing?
Our advisers compare the whole market to find the right cover for you