Life Insurance
Life Insurance Simplified
Why life insurance matters and how to choose the right cover for your family and mortgage in the UK.
1:455 January 2025
Chapters
0:00Level vs Decreasing Term
0:30How Much Cover You Need
0:55Joint vs Single Policies
1:20The Claims Process
Video Transcript
This video covers UK life insurance basics: level term vs decreasing term policies, how much cover you need (typically 10x salary plus debts), calculating the right policy length, joint vs single policies, and what happens when you claim. We explain how age and health affect premiums and why mortgage protection differs from family income benefit.
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